accept credit cardsFrequently Asked Questions
 
How long does it take to approve a merchant account?

How soon will I receive my money? 

Which cards can I accept?

How can you help me prevent fraud? 

Can I accept personal or business checks on line? 

How do you process checks over the internet? 

Can I use your equipment and my bank? 

Can I use my equipment and your bank? 

Are there restricted industries? 

I have poor credit; will I be able to open an account? 

Will I be lost in voice mail hell or will I have a long-term agent to call and get help? 

Does the CreditCardBank. Have the lowest rate?

What about Wireless?

How long does it take to approve a merchant account?

Depending on your specific situtation, we can have you processing by the end of the same business day. We perfer having a full day.


How soon will I receive my money? 

48 hours after a sale is complete and the batch is transmitted. We can program your equipment to automatically batch every day. If you choose to accept checks also, your revenue will be transferred within 2 business days.


Which cards can I accept? 

We can handle the paperwork for all major credit cards. You tell us which ones you want to accept and we take care of the rest (each credit card company will approve or decline your account independetly. You can also accept Gift or Loyalty cards, ask us how.

How can you help me prevent fraud? 

By using state of the art equipment and services.


Are there restricted industries? 

We accept all legal businesses, except Airlines. Some industries may have additional regulations and/or requirements, but any legal Domestic Company can have an account.

 

I have poor credit; will I be able to open an account?

Each application is reviewed individually. If the application is declined, there is no charge. We have over a 95% approval rate.

 

Can I accept personal or business checks on line? 

Yes, it is available. Contact us and we will discuss several options that are befitting your company's individual needs.
How do you process checks over the internet? 

You can hook up directly to your site with a buy button.

Can I use your equipment and my bank?

Yes. You can obtain equipment from any source and processing from another. The only issue to be aware is the programing. In most cases we are able to program your new terminal, but some banks do require the merchant to call.


Can I use your bank and my existing equipment? 

Yes. We support all major processing equipment manufactures (including software). I can reprogram your terminal right over the phone.


What about Wireless?

Yes, we have wireless connection.



Will I be lost in voice mail hell or will I have a long-term agent to call and get help? 

It has been our experience that successful merchants continue to have many questions beyond the time we first discuss their merchant account. Our staff is happy to promptly answer, follow through and solve many issues that merchants encounter. It could be as simple as a change in their checking account, address, or a need of supplies. Even if you want to expand and open another business, you have only one number to call - 1-888-411-8722.
Does CreditCardBank, have the lowest rate? 

Our Rates are very competitive. One of the lessons we've learned over the past few years is that people look for three things when they make purchases. They look for the finest quality, the best service and the lowest rate. We've also found that no company can offer all three. They can't offer the finest quality, the best service and the lowest rate. We need to know, for your long-term happiness, which one of the three would you be most willing to give up? The finest quality? Excellent service? Or, the lowest rate?

Questions? Comments? Contact us via our online form.Go back to bankcard.net home pageTo begin processing credit cards online, fill out this form.